entire healthcare industry is a huge task that politicians are either to dumb or lazy to figure out. This is especially true for small treatments, for which you can save up. If those are I Play Drums And I Forget Things Shirt by your own reshuffled wealth (-bureaucracies share). For large treatments which do not hit every one, but rather a small share of unlucky people there is far more of an argument to share the load by collecting people together in insurances to share the load of potential risk. (Say one of 100 gets really screwed, then 100 crafting a pact to carry the one of them through is the idea behind reasonable insurance.) But there is no necessity to obligate everyone to join in on those agreements. (either it is reasonable, then people will do it, or it is not, and they won’t; assuming people are dumb is .
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However, I strongly disagree with the gain from removing middlemen, as they are just replaced by government-employed middlemen. Those usually tend to be fairly inefficient. A prime example should be the NHS of the UK, which is to my knowledge regarded as rather catastrophic at not wasting money. (I admit Bias, my info on the NHS I Play Drums And I Forget Things Shirt Institute.) Further examples include the german ministry of health, which shines in understaffed offices and dated technology. I am quite sure that the same is true for most, if not all similar organizations. It’s not a strawman argument, it’s the truth, whether you want to accept it or not. Offering something for “free” to those who never pay a dime requires forcing someone else who gets nothing for it to pay far more than their.
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