A checkbook doesn’t require using checks. It’s basically just a way of keeping track of the money you Blessed By God Spoiled By My Grammy Both Shirt. If you use an online one like Quickbooks it does the math for you. Even if you don’t have many bills it helps to see what you’re nickle and diming on and you can reign yourself in a little and (hopefully) start saving. In high school, myself and three of my friends signed up for a “Family Living” class because it was packed full of church girls. Like JW’s, Mormons, etc. Girls who were going straight into arranged marriages right after HS. Out of my entire HS education, it was THE single most valuable preparation for adult life, hands down. Yeah the whole “you should do something that makes you happy” line is bs. You should do something that makes you money so you can actually afford.
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It covered budgeting, saving, child birth defects, child birth, meal planning, grocery shopping, banking, and planning for retirement. It included field trips to a children’s hospital to Blessed By God Spoiled By My Grammy Both Shirt. Up shit that can happen during fetal development. Out came a cart full of dead embryos. And fetuses in jars, to explain the end-to-end of how a baby develops in utero and all the fucked up shit that can go wrong. Me and my buddy had to slip out for a smoke after that. When we got back on the elevator, it stopped at a floor full of kids that had been abandoned to the care of the hospital, because the parents couldn’t afford to keep them alive as they needed 24/7 care. Lots of shit can go sideways in life, and that class was excellent preparation for being ready for it when it does.
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