I don’t have any pretensions about retiring at a decent age if at all. And thats before even taking into account what kind of awful shit is going to happen in the decades before I hit my Awesome Hippie Peace Flower Shirt. God forbid another pandemic, another financial crash, etc between now and then. I still have some hope for the future but thats really all I have. It’s the same logic that prevents me from exercising as soon as I wake up every morning. And the longer I wait, the harder it is to force myself to do it. But just like exercising, once you make it a habit, you start to really appreciate your success and it becomes an addiction. Do yourself a favour and start saving some cash.
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Watch it grow and see how that makes you feel. Don’t do the math to see how long you have to Awesome Hippie Peace Flower Shirt retire, or whatever. The truth is, you’ll see how hard it is to save cash and that should teach your brain how to value money. Maybe you buy a less expensive iPhone, or cut back on the number of times you go out, or eat out. Over time, that difference can really make a difference. But it takes time and you have to start making it happen. (I’m off for three weeks and I plan to jump start myself back into exercising! Good luck on your end. I didn’t have any classes in HS where it would’ve made sense for it to be taught. We learned a couple things in middle school.
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